This study examines the statistical analysis of the geological texture and environmental pollution, impact caused by urbanization on students of Federal University Lokoja, Kogi State. Rising percentage of people is living in settlements classified as urban regions, a phenomenon known as urbanization. It typically comes from a natural growth (the excess of births over deaths) or the net migration of individuals from rural to urban regions. However, depending on the criteria applied, different countries have different definitions of what constitutes an urban center. This over congestion in Lokoja is popularly found along Felele express road which had caused serious damage to the road texture and had resulted into multiple accidents that claims life of students of Federal University Lokoja. The rampant accident that claims life and properties along felele Lokoja express road is attributed to the geological effect and Urbanization, a hallmark of development, is rapidly transforming Lokoja, the capital of Kogi State into mega state like Lagos, road is becoming extremely busy, dangerous and congested. Accidents on Lokoja felele road is becoming rampant as while as air pollution by smokes and dangerous exhaust released by moving trucks day and night which affects more and larger crowd than. Effect of geological texture and environmental on road texture (felele express road). The study concluded that statistically that road damage and air pollution has effect on resident health status. The relationship of the effect between road damage/ air pollution and resident health status is statistically significant according to the observation from the respondent’s response. And some recommendation is put forward which includes restructure of Abuja Lokoja Felele Road. The study recommends that more training be undertaken to sensitize farmers to adopt more CSAT and increase awareness of CSAT. It is recommended that the Ministry of Agriculture and the National Agricultural Marketing Board (NAMBoard) improve its extension services, capacitation of farmers through CSA workshop and diversify CSA interventions to other enterprises.